Exclusive Shopping Benefits and Earn Rewards Like Never Before
Are you a shopaholic who loves to score exclusive deals and earn amazing rewards every time you shop? Then the HDFC Shoppers Stop Credit Card is your golden ticket to enjoying a shopping spree with fantastic benefits, rewards, and more! This credit card isn’t just about transactions—it’s about transforming your shopping experience into a rewarding journey.
Whether you’re purchasing the latest fashion, electronics, or home decor, the HDFC Credit Card offers a world of benefits that will elevate your shopping game. Plus, you can enjoy some serious perks like First Citizen points, discounts, and lucrative rewards for simply swiping your card.
Why Should You Apply for the HDFC Shoppers Stop Credit Card?
If you haven’t applied for the HDFC Shoppers Stop Credit Card yet, here’s why you should stop waiting and apply today. From incredible welcome benefits to exciting rewards, this card is a game-changer for shoppers across India.
Welcome Benefits That Will Excite You
- Shoppers Stop Voucher worth Rs. 500: Get a voucher upon activation that you can redeem on any bill value. It’s the perfect start to your shopping journey!
- Complimentary First Citizen Silver Edge Membership: Enjoy access to exclusive deals and benefits at Shoppers Stop, valued at Rs. 350.
Earn Reward Points on Every Spend
- Earn 3% Reward Points: For every purchase at Shoppers Stop, you’ll earn 3% in reward points. That’s extra rewards just for shopping at your favorite store!
- Earn 1% Reward Points: For purchases made outside Shoppers Stop, earn 1% reward points, making every spend valuable.
Maximize Your Shopping
- Cap on Reward Points: Enjoy up to Rs. 500 per month on Shoppers Stop spends and Rs. 1000 per month on non-SS spends.
- Free Shopping Worth Rs. 2500: Get Rs. 500 back every month on a minimum purchase of Rs. 15,000 on weekends, capped at Rs. 2500 annually. This perk alone is a major reason to get the HDFC Shoppers Stop Credit Card.
Unlock ‘Scan n Pay’ with Rupay Credit Card
Link your Rupay Credit Card with UPI to take advantage of ‘Scan n Pay’, making your payments smooth, fast, and hassle-free.
Other Exclusive Offers
- Reward Points Redemption: Redeem your reward points against Shoppers Stop vouchers, where each point equals Re. 1 for maximum value.
- Fuel Surcharge Waiver: The HDFC Shoppers Stop Credit Card also offers a 1% fuel surcharge waiver on fuel purchases at select petrol stations.
Fees and Charges of HDFC Shoppers Stop Credit Card
Before applying, it’s important to understand the fees associated with the HDFC Shoppers Stop Credit Card:
- Joining Fees: Rs. 299
- Annual Fees: Rs. 299
These charges are relatively low, especially considering the tremendous benefits you’ll receive from this card.
Eligibility Criteria
To ensure you’re eligible to apply for the HDFC Shoppers Stop Credit Card, here are the basic criteria you’ll need to meet:
- Age: 21 to 65 years
- Employment Status: Both salaried and self-employed individuals can apply
- Minimum Monthly Income:
- Salaried: Rs. 20,000
- Self-Employed: Rs. 50,000
- Credit Score: 700+ (A good credit score will enhance your chances)
- Citizenship: Indian or Non-Resident Indian (NRI)
Documents Required for Application
To apply for the HDFC Shoppers Stop Credit Card, you’ll need to submit the following documents:
- Address Proof: Aadhaar, Passport, or utility bills
- Identity Proof: PAN Card, Voter ID, or Passport
- Income Proof: Bank statements, Salary slips
Why the HDFC Shoppers Stop Credit Card is the Best Credit Card for Shoppers
When compared to other credit cards, the HDFC Shoppers Stop Credit Card stands out as the best credit card for shopping. It provides comprehensive benefits that most cards just don’t match. With its reward points, cashback, and complimentary membership benefits, it offers a tailored experience for those who love shopping at Shoppers Stop.
Comparison Table: HDFC Shoppers Stop Credit Card vs Other Popular Indian Credit Cards
| Feature | HDFC Shoppers Stop Credit Card | SBI Card PRIME | ICICI Amazon Pay Credit Card | Axis Bank Buzz Credit Card |
|---|---|---|---|---|
| Welcome Benefits | Rs. 500 Shoppers Stop Voucher | Rs. 500 Amazon Voucher | Rs. 500 Amazon Voucher | Rs. 500 Axis Rewards Points |
| Reward Points on Shoppers Stop Spends | 3% | 2% | 2% | 1% |
| Reward Points on Other Purchases | 1% | 1% | 1% | 1% |
| Annual Fee | Rs. 299 | Rs. 299 | Rs. 500 | Rs. 300 |
| Minimum Income Requirement (Salaried) | Rs. 20,000 | Rs. 25,000 | Rs. 30,000 | Rs. 25,000 |
| Fuel Surcharge Waiver | 1% | 1% | No | No |
| Free Shopping Benefits | Rs. 2500/year | No | No | No |
| Special Shopping Discounts | Yes (Exclusive Deals) | Yes (Amazon) | Yes (Amazon) | Yes (Axis Deals) |
Frequently Asked Questions (FAQ)
What are the benefits of the HDFC Shoppers Stop Credit Card?
The HDFC Shoppers Stop Credit Card offers exclusive benefits like a Rs. 500 welcome voucher, 3% reward points on Shoppers Stop purchases, and Rs. 2500 worth of free shopping annually. Plus, enjoy discounts, a fuel surcharge waiver, and a complimentary First Citizen Silver Edge membership.
How can I redeem my reward points?
You can redeem your reward points for Shoppers Stop vouchers, with each point worth Re. 1. Simply log in to your HDFC Bank account and use your points to shop at Shoppers Stop or redeem them for other offers.
What is the annual fee for the HDFC Shoppers Stop Credit Card?
The annual fee for the HDFC Shoppers Stop Credit Card is just Rs. 299, making it one of the most affordable shopping credit cards in India.
Can I apply for this card if I am self-employed?
Yes, if you are self-employed and earn a minimum of Rs. 50,000 per month, you are eligible to apply for the HDFC Shoppers Stop Credit Card.
What is the minimum income requirement for salaried individuals?
Salaried individuals must have a minimum monthly income of Rs. 20,000 to qualify for the HDFC Shoppers Stop Credit Card.
How do I earn Rs. 2500 worth of free shopping?
You can earn Rs. 500 every month for making a minimum purchase of Rs. 15,000 on weekends at Shoppers Stop. This benefit is capped at Rs. 2500 annually.
Now that you know all about the HDFC Shoppers Stop Credit Card, why wait? Apply to unlock a world of shopping benefits, rewards, and more! Don’t miss out on the opportunity to turn every purchase into a rewarding experience.