AXIS Airtel Credit Card: The Best Credit Card for Airtel Users in 2025

AXIS Airtel Credit Card: The Best Credit Card for Airtel Users in 2025

If you’re an Airtel user and want to make the most of your spending, look no further than the AXIS Airtel Credit Card. Packed with incredible benefits and tailored for people who love Airtel services, this credit card offers cashback, discounts, and a whole lot more. Whether you’re looking to earn rewards while paying your mobile bill or enjoy exclusive lounge access, this card has it all. Read on to learn why the AXIS Airtel Credit Card is one of the best choices for Airtel customers.

Table of Contents

Introduction to AXIS Airtel Credit Card
AXIS Airtel Credit Card Benefits
Welcome Offer
Airtel Payments Cashback
Food & Grocery Cashback
Utility Bill Cashback
General Spend Cashback
Lounge Access
Fuel Surcharge Waiver
Dining Discounts
Eligibility Criteria
Documents Required
Fees and Charges
Comparison with Other Indian Credit Cards
Frequently Asked Questions
Why Choose AXIS Airtel Credit Card?

Introduction to AXIS Airtel Credit Card

In today’s fast-paced world, everyone wants to make the most out of their spending. Enter the AXIS Airtel Credit Card—the perfect card for Airtel users who want to get more out of every transaction. Whether it’s enjoying cashback on your mobile bills, earning rewards on food delivery, or even accessing airport lounges, this credit card offers something for everyone. With 25% cashback on Airtel services, dining discounts, and a host of other perks, it’s no wonder that this credit card has been labeled the best credit card for Airtel users.

If you’re looking to maximize your credit card benefits while using Airtel services, this card is an absolute game-changer. But, how does it compare to other credit cards available in the market today? Keep reading to find out!


AXIS Airtel Credit Card Benefits

Welcome Offer

The AXIS Airtel Credit Card is all about rewarding new customers right from the start. Once you make your first transaction within 30 days of card issuance, you will receive an Amazon eVoucher worth Rs 500. It’s a perfect way to kickstart your journey with this card!

Airtel Payments Cashback

For those who use Airtel’s services regularly, this is a fantastic deal. You’ll earn 25% Cashback on your Airtel Mobile, Broadband, DTH & WiFi bill payments made through the Airtel Thanks app. You can earn up to Rs 250 every month—perfect for reducing your recurring Airtel service costs.

Food & Grocery Cashback

How about getting cashback on your food and grocery bills? With the AXIS Airtel Credit Card, you can earn 10% Cashback on platforms like Swiggy, Zomato, and BigBasket. This cashback is capped at Rs 500 per month, making it a sweet deal for foodies and grocery shoppers.

Utility Bill Cashback

You can also earn 10% Cashback on utility bill payments such as electricity, gas, and more, all via the Airtel Thanks app. This benefit is also capped at Rs 250 per month—perfect for making your utility bills a little more manageable.

General Spend Cashback

Whether you’re buying coffee or shopping online, you’ll earn 1% Cashback on all other spends made using the AXIS Airtel Credit Card. No matter what you’re purchasing, this card rewards you every time you swipe.

Lounge Access

Travelers rejoice! The AXIS Airtel Credit Card comes with 4 complimentary lounge visits at airports across India. You’ll need to meet a minimum spending requirement of Rs 50,000 in the last three months, and you can use the lounges anytime during your travels within India.

Fuel Surcharge Waiver

If you’re someone who drives frequently, the 1% fuel surcharge waiver on fuel purchases at all fuel stations across India will save you a little extra on every refuel. It’s a handy benefit for anyone who is constantly on the road.

Dining Discounts

Enjoy up to 15% off at partner restaurants via EazyDiner. This card is a foodie’s dream, providing savings not only on food delivery but also on dining out at some of India’s best restaurants.


Eligibility Criteria

Before you can start enjoying all these amazing benefits, there are some eligibility requirements that you need to meet. Let’s take a look:

  • Employment Status: You must be either Salaried or Self-employed.
  • New to Credit: Unfortunately, new-to-credit applicants are not allowed.
  • Income Group:
    • Salaried: Minimum income of Rs 15,000 per month.
    • Self-employed: Minimum income of Rs 30,000 per month.
  • Age Group: You must be between 21 to 70 years of age.
  • CIBIL Score: You need a CIBIL score of 730 and above to be eligible.

Documents Required

Applying for the AXIS Airtel Credit Card requires a few essential documents to complete the process. Here’s what you need to submit:

  • PAN Card or Form 60
  • ID Proof
  • Address Proof
  • Bank Statement or Income Proof
  • Colour Photographs

Fees and Charges

The AXIS Airtel Credit Card is quite affordable, with a nominal fee structure. Here are the key fees:

  • Joining Fee: Rs 500 + GST
  • Annual Fee: Rs 500 + GST
    • The annual fee is waived off if you spend more than Rs 2,00,000 annually.

These fees are minimal considering the multiple benefits and cashback opportunities this card offers.


Comparison with Other Indian Credit Cards

FeatureAXIS Airtel Credit CardHDFC MoneyBack Credit CardICICI Platinum Credit CardSBI Card Elite
Welcome OfferRs 500 Amazon VoucherRs 500 Amazon VoucherRs 1,000 Amazon VoucherRs 5,000 Gift Voucher
Cashback on Airtel Services25% Cashback (Rs 250/month)Not AvailableNot AvailableNot Available
Cashback on Food & Grocery10% Cashback (Rs 500/month)5% Cashback (Rs 250/month)5% Cashback (Rs 500/month)10% Cashback (Rs 750/month)
Utility Bill Payments Cashback10% Cashback (Rs 250/month)5% Cashback (Rs 100/month)5% Cashback (Rs 100/month)5% Cashback (Rs 500/month)
Lounge Access4 Visits (Rs 50,000 spend)2 Visits (Rs 2,00,000 spend)1 Visit (Rs 1,00,000 spend)6 Visits (Rs 10,00,000 spend)
Fuel Surcharge Waiver1% on Fuel Purchases1% on Fuel Purchases1% on Fuel Purchases1% on Fuel Purchases
Annual FeeRs 500 + GSTRs 500 + GSTRs 499 + GSTRs 4,999 + GST

Frequently Asked Questions (FAQ)

Q1: What is the eligibility for the AXIS Airtel Credit Card?
To qualify, you need to be between 21 to 70 years old, have a CIBIL score of 730 or above, and meet the income criteria based on your employment status.

Q2: What is the annual fee for the AXIS Airtel Credit Card?
The annual fee is Rs 500 + GST. However, if you spend over Rs 2,00,000 annually, this fee will be waived.

Q3: Can I apply for this credit card if I’m new to credit?
No, the AXIS Airtel Credit Card is not available for applicants who are new to credit.

Q4: What benefits can I get with the AXIS Airtel Credit Card?
You can enjoy cashback on Airtel services, food and groceries, utility bills, and more, along with lounge access, fuel surcharge waiver, and dining discounts.


Why Choose AXIS Airtel Credit Card?

The AXIS Airtel Credit Card is undoubtedly one of the best credit cards for Airtel users in 2024. Its wide range of benefits, from cashback to lounge access, make it a perfect fit for anyone who uses Airtel services regularly. The low annual fees and the potential to earn up to Rs 500 in cashback every month make it an incredibly rewarding choice for those looking to maximize their spending.


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